Financing

Treatments you love, payments that fit.

Looking great shouldn't mean stretching your budget. We partner with Cherry and Affirm so you can split the cost of any treatment into simple monthly payments — with 0% APR options for qualified applicants.

Soft credit check — no impact to your score

0% APR options available

Decisions in under a minute

Two ways to pay

Pick the plan that works for you

Both Cherry and Affirm are trusted, transparent lenders. Apply in a few minutes from your phone, see your options instantly, and choose the plan that fits your budget.

Cherry

Built specifically for medical practices. Apply in 60 seconds with no hard credit pull, see multiple plan offers, and pick the one that fits.

3, 6, 12, 18, or 24-month plans
0% APR options for qualified applicants
Soft credit check — no impact to your score
Use toward any LTH Beauty service

Prequalify with Cherry

Affirm

A widely-used payment plan provider with flexible terms from 6 weeks up to 36 months. No hidden fees, no surprises — you see your total cost upfront.

Terms from 6 weeks to 36 months
0% APR or 10–36% APR based on eligibility
No late fees and no prepayment penalties
Manage everything in the Affirm app

How it works

Three simple steps

Whether you use Cherry or Affirm, the flow is the same — prequalify online, pick your plan, and use it toward your treatment at LTH Beauty.

Prequalify online

Tap one of the buttons above to apply with Cherry or Affirm. It takes about 60 seconds on your phone, and both lenders use a soft credit check — applying won't impact your credit score.

Pick a plan that fits your budget

You'll see your approved amount and a list of plan options — anywhere from a few months up to 36 months, with 0% APR available for qualified applicants. Choose the monthly payment that feels right.

Use it toward your LTH Beauty treatment

Book a consultation or bring your approval to your appointment. When it's time to pay, let us know you're using Cherry or Affirm and we'll apply it toward your treatment. The lender then handles your monthly payments directly.

Example: A $1,000 treatment financed over 12 months at 0% APR is about $83/month. The same $1,000 at 15% APR over 12 months is roughly $90/month. Your exact rate and plan options are shown when you apply.

Common questions

What patients usually ask

About Cherry

Does applying affect my credit score?

No. Cherry uses a soft credit check for prequalification, so applying won't impact your credit score.

How fast is approval?

Most patients get an approval decision in under 60 seconds. You can apply from your phone before or during your visit.

Are there payment plans without interest?

Yes — qualified applicants may be eligible for 0% APR plans. Longer-term plans are also available with interest. Your exact rate and plan options are shown during application.

Is there a down payment?

A small down payment may be required depending on your approved plan. Cherry will show you the details before you commit.

About Affirm

Can I pay off my loan early?

Yes. You can pay down or pay off your Affirm loan at any time with no prepayment penalty.

Will checking my eligibility affect my credit score?

No. Affirm uses a soft credit check when you prequalify, which doesn't impact your credit score.

What if I need to reschedule or return a treatment?

Reach out to us directly to handle any changes to your appointment. Once the charge is adjusted on our end, Affirm will update your payment plan accordingly.

Do I need a mobile phone to use Affirm?

Yes — Affirm uses your US-based mobile number to verify your identity and send updates about your loan.

Where can I learn more?

Visit affirm.com for full details on rates, terms, and how their loans work.

Ready to book?

Start with a free consultation. Lyndsay will walk through your options and pricing, and you can choose the financing plan that feels right — no pressure, ever.

Book Your Free Consultation Call (224) 425-4109

Financing is provided by Cherry Technologies Inc. and Affirm, Inc. Rates, terms, and approval are determined by the lender based on creditworthiness and other factors and are not guaranteed. Payment options through Affirm are subject to an eligibility check and may not be available in all states; California residents are financed by Affirm Loan Services, LLC. APRs range from 0% to 36% depending on eligibility and plan. Example: a $800 purchase might cost $72.21 per month over 12 months at 15% APR. LTH Beauty is not a lender and does not set the terms of your loan. See the lender's site for full details and disclosures.